Imagine joining a WhatsApp group that looks like a thriving community of everyday investors. People share charts, celebrate daily wins, and thank a calm, confident “expert” who explains the market in plain language. The group feels local. The conversations sound human. The advice arrives on schedule. And the profits look steady.
Then the requests start. First, a small deposit. Then identity documents for “verification.” Then a bigger transfer because you are “missing the best entry point.” By the time you feel a twinge of doubt, you are no longer just evaluating an opportunity. You are trying to protect a story you have already invested in.
That immersive, staged reality is the core idea behind what security researchers now call the Truman Show scam.
The Truman Show scam is an AI-boosted investment fraud that surrounds victims with a manufactured world of credibility. Instead of infecting your device with obvious malware, scammers build a believable “show” around you: fake experts, fake peers, fake proof of profits, and even legitimate-looking mobile apps downloaded from official app stores.
In a widely cited analysis, Check Point researchers described an operation branded “OPCOPRO” that used legitimate Android and iOS apps from Google Play and the App Store, plus tightly controlled WhatsApp and Telegram groups filled with AI-generated identities and scripted activity. The app itself acted like a shell that displayed whatever the scammers wanted you to see from their servers, including balances, charts, and trade results.
The name borrows from the 1998 film The Truman Show, in which the main character slowly realizes his life has been staged for an audience. Clinicians and writers have also used “Truman Show delusion” to describe a real psychiatric belief that someone’s life is being filmed or orchestrated, shaped by modern media culture.
For the scam itself, Check Point researchers traced the “OPCOPRO” Truman Show operation to October 2025, when victims began receiving outreach through SMS and messaging platforms that funneled them into WhatsApp groups run with AI-assisted automation and coordinated fake participants.
Investment fraud has become a major driver of consumer losses.
This context helps explain why scammers keep refining these “high trust” setups. The money flows fast when victims believe they have found a safe on-ramp to investing.
This scam succeeds because it feels like a process, not a pitch. Here is the typical arc researchers observed.
Victims receive an unsolicited message, ad, or social post that impersonates a well-known financial brand. In the OPCOPRO campaign, some victims received SMS messages claiming to be from “Goldman Sachs,” pushing a “skyrocketing stock” with promised returns exceeding 70%, and inviting them into a WhatsApp group.
That first step matters. The scammers want you off public platforms and inside a private channel they control.
Inside the WhatsApp or Telegram group, everything looks active and welcoming. Members ask staged questions. Others post gratitude, screenshots, and “my results” stories. The group rarely shows disagreement or skepticism.
In the Check Point analysis, researchers described coordinated inauthentic behavior: admins used AI-generated identities, and many “participants” appeared automated or centrally controlled to simulate engagement and profits.
The group posts daily trade tables and summaries with tidy profits and enthusiastic reactions. But the details do not hold up. Researchers found examples where posted trade prices contradicted historical market data and followed templated narratives.
This stage pushes a simple emotional message: everyone else is making money, so you should not miss out.
To lower your guard, the “experts” reference partnerships with major institutions, claim access to an institutional trading program, and present an impressive-sounding AI model with extreme returns.
They also lean hard on regulatory language. In the OPCOPRO operation, scammers presented a company name and pointed to items like “SEC filings” or “MSB registration” to create the appearance of oversight, while skipping the crucial detail that these artifacts do not automatically authorize investment activity.
At some point, the group introduces a mobile app and treats it like the “platform.” This is where many people relax, because app stores feel safer than random links.
In the campaign researchers analyzed, the app contained no trading logic and functioned as a WebView wrapper that loaded everything from an attacker-controlled server. That design gave the scammers full control over what you see, including balances and trade outcomes.
The scam does not need malware if it can persuade you to transfer funds and submit documents willingly.
Researchers reported “KYC-style” document collection that enabled identity theft alongside deposits.
Use these checks whenever someone pushes an investment opportunity through messaging apps:
Scammers can fabricate charts, balances, and even “agreements” because they control the server content the app displays. Treat screenshots as entertainment, not evidence.
If someone claims a partnership with a major bank or brokerage, go directly to the institution’s official site or official phone number (not the number in the message) and ask if the outreach is real. In the OPCOPRO case, researchers contacted Goldman Sachs and confirmed the message was not legitimate.
Real investment firms do not run “secret trading rooms” on WhatsApp. They use regulated channels, documented risk disclosures, and verifiable account communications.
This scam relies on momentum. Create friction:
If anyone asks for a passport, driver’s license, or selfie “KYC,” assume identity theft risk. Researchers explicitly observed KYC-style collection as part of the operation.
Reporting helps investigators connect patterns. The FBI emphasizes that reporting is one of the first steps in fighting cyber-enabled crime and encourages victims to file complaints through IC3.
Act fast and stay organized.
The Truman Show scam works because it does not feel like a scam. It feels like belonging. It feels like learning. It feels like joining a community that has already figured out the market.
Treat that feeling as a signal, not reassurance.
When strangers offer profit through private chat groups, when “experts” appear out of nowhere, and when an app serves as a glossy window into numbers you cannot verify, you are not watching the show. You are the target.